TY  - GEN
T1  - Personal debt in Europe : the EU financial market and consumer insolvency
A1  - Ferretti, Federico, 1970-
A1  - Vandone, Daniela
LA  - English
PP  - Cambridge, United Kingdom ; New York, NY
PB  - Cambridge University Press
YR  - 2019
UL  - https://ebooks.jgu.edu.in/Record/ebsco_acadsubs_on1098279691
AB  - Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. In Personal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.
CN  - HG3756.E85 F47 2019eb
SN  - 9781108582100
SN  - 1108582109
SN  - 9781108615358
SN  - 110861535X
SN  - 9781108445474
SN  - 1108445470
SN  - 9781108426732
SN  - 1108426735
KW  - Consumer credit : Europe.
KW  - Loans, Personal : Europe.
KW  - Debt : Europe.
KW  - Consumer credit : Law and legislation : Europe.
KW  - Crédit à la consommation : Europe.
KW  - Prêts personnels : Europe.
KW  - Dettes : Europe.
KW  - BUSINESS & ECONOMICS : Finance.
KW  - Consumer credit
KW  - Consumer credit : Law and legislation
KW  - Debt
KW  - Loans, Personal
KW  - Europe
KW  - Electronic book.
ER  -